Changelog

Last verified: by Fiscal Moose

A dated record of user-visible changes to Fiscal Moose: calculator launches, data and source-verification updates, methodology changes, changes to which pages are open to search engines, and corrections. It is deliberately plain and auditable. For the full picture of how we verify data, see the verification reports and the methodology page.

  1. Indexing

    Opened the Capital Gains Tax calculator to search engines after its source-backed evidence bundle passed 38 official reference cases with zero mismatches. CPA review remains planned behind the 90-day validation gate and will upgrade the verification stamp later.

  2. Indexing

    Opened the Salary / Take-Home Pay calculator to search engines after its source-backed evidence bundle passed 47 official reference cases with zero mismatches. CPA review remains planned behind the 90-day validation gate and will upgrade the verification stamp later.

  3. Indexing

    Opened the Income Tax calculator to search engines after its source-backed evidence bundle passed 57 official reference cases with zero mismatches. CPA review remains planned behind the 90-day validation gate and will upgrade the verification stamp later.

  4. Verification

    Re-confirmed the mortgage payment and mortgage affordability data against the live CMHC, FCAC, OSFI, and Bank of Canada pages. Every figure matched what was already in the calculators; no formula or rate value changed. The insured-mortgage qualifying-rate figure still awaits a separate operator sign-off before those two calculators can be promoted from noindex.

  5. Indexing

    Opened the RRSP calculator to search engines. It is the third calculator we have promoted, after the FHSA and TFSA calculators showed clean discovery and indexing with no formula or content issues. The remaining five calculators (mortgage payment, mortgage affordability, income tax, salary / take-home pay, and capital gains) stay closed to search engines while we continue this same review for each one.

  6. Verification

    Published our first public source-verification report, covering all eight calculators for the 2026 tax year, the official sources behind each figure, and the formula reference cases each tool is tested against. No calculator formula or data value changed as a result.

  7. Methodology

    Added this public changelog and a reports index, so our data-refresh and verification work is visible rather than only described.

  8. Methodology

    Completed an independent pre-publication review of the site’s content, trust scaffolding, and accessibility, and closed the issues it raised before opening any calculator to search engines.

  9. Calculator

    Finished building the Capital Gains calculator, the eighth and final calculator in the initial set, applying the flat 50% inclusion rate for 2026, with no $250,000 threshold.

  10. Calculator

    Added the Income Tax and Salary / Take-Home Pay calculators, with federal and provincial brackets, the Basic Personal Amount phase-out, and the multi-tier CPP / CPP2 / EI payroll deductions, each with its own methodology page.

  11. Methodology

    Published per-tool methodology pages for the mortgage payment and mortgage affordability calculators, documenting the legally required semi-annual compounding convention and the mortgage stress test.

How we record corrections

If you report an error in any calculator or page, we commit to acknowledging it within 24 hours and fixing clear formula or data errors within 7 days, with a dated entry here describing what was wrong, what we changed, and when. Report errors through the contact page.

Read our full methodology