Privacy policy

Short version: our calculators run entirely in your browser. We do not transmit, collect, store, or sell your personal financial inputs. The rest of this page covers the things we do collect (basic analytics) and your rights under Canadian privacy law.

What runs where

Every calculator on this site is implemented as a static page with a small amount of client-side JavaScript. When you enter your salary, contribution amount, or any other financial input, that value never leaves your device. There is no server-side calculation, no API request that includes your numbers, and no analytics event that contains them.

What we do collect

We collect anonymous usage data through Cloudflare Web Analytics, which is a cookieless analytics service. This means:

• We see aggregate page-view counts, referrer domains, country-level location, and approximate browser/OS info.
• We do not see your IP address in raw form (Cloudflare anonymizes it).
• We do not set tracking cookies.
• We do not have or use Google Analytics, Facebook Pixel, or any cross-site identifier.

If we add a contact form later, the only personal information we will collect is the email address and message contents you provide, and we'll use them only to reply to your inquiry. Until that form ships, use the email addresses on the contact page.

Embed widgets

Once our embed program launches, third-party sites that embed our calculators will be loading our JavaScript on their pages. That JavaScript follows the same rule: calculations run client-side, no financial inputs are sent to our servers. Embedding sites are responsible for their own privacy disclosures regarding how the embedded widget appears on their pages.

Your rights

Under PIPEDA and provincial privacy legislation, you have the right to access, correct, and request deletion of any personal information we hold about you. Because we hold almost nothing about you (aggregate analytics only), most requests will be a quick "we have nothing to give you, nothing to delete". Email privacy@fiscalmoose.com if you want us to confirm in writing.

Cookies

We do not set tracking cookies. We may set a single preference cookie if and when we add features like a saved-jurisdiction setting; if that happens, this page will be updated and the cookie will be documented here in plain English.

Changes to this policy

Material changes to this policy will be announced on the home page for at least 30 days before they take effect. The "last updated" date below is the canonical version marker.

Last updated: 2026-05-26